SMB Accounting Software · Quick Answer
Does QuickBooks Charge a Fee for Credit Card Payments?
By Riley Park · Last verified: September 2026
Yes. QuickBooks Payments charges a per-transaction processing fee on credit card payments, on top of your regular QuickBooks subscription.
These are standard payment-processing fees, similar in structure to what Stripe, Square, or any other processor charges. QuickBooks isn't unusual here. Rates typically differ depending on how the card is charged (invoiced online vs. keyed in manually vs. swiped/tapped in person), and can change over time.
Given that, we'd point you to QuickBooks' own current payment rates page for the exact, up-to-date number rather than quote a figure here that could go stale.
Verified against Intuit's own payments pricing page · Last verified September 2026